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Water Damage: Causes, Types, and Legal Implications

Causes of Water Damage

Water damage can occur due to various reasons, including:

  • Burst pipes
  • Leaking appliances
  • Flooding
  • Overwatering
  • Exterior drainage issues

Types of Water Damage

Water damage can manifest in different ways:

  • Category 1: Clean water, such as from a burst pipe
  • Category 2: Gray water, such as from a washing machine overflow
  • Category 3: Black water, such as from sewage or floodwater

Legal Definition of Water Damage

Legally, water damage refers to any damage to property resulting from the presence of water where it is not intended to be. This includes:

  • Structural damage (e.g., warped floors, weakened walls)
  • Damage to personal belongings (e.g., furniture, clothing)
  • Health hazards (e.g., mold growth)